Types of Aid
A world-class education can be financially possible. Explore the various options for covering your education costs.
Regardless of your financial aid eligibility, students at certain schools can take advantage of our no-interest payment plans that split the cost of your tuition and any university housing or meal plans into equal installments.
Scholarships and grants are funds that don’t need to be paid back. There are need-based and merit scholarships. Some may be available directly from your school/department and some you have to apply for separately through external sources such as state or federal government, private donors, and corporations.
Maryland Scholarships
For Maryland residents, the Maryland Higher Education Commission provides funding to support qualified, full-time and part-time undergraduate and graduate students. For more information on Maryland state aid, please visit the MHEC website. Maryland residents can check the status of their state scholarships or view the eligibility requirements for each Maryland program online.
Other State Scholarship Programs
Students from certain states may be eligible for state grants or scholarships to help fund their education. Check with your state higher education agency for eligibility requirements. Some states may require a separate scholarship application for consideration for state funds. Apply early, as each state has a specific deadline and application process.
JHU School and Program Specific Scholarships
- Krieger School of Arts and Sciences
- Whiting School of Engineering
- Peabody Institute
- Bloomberg School of Public Health
- Carey Business School
- School of Advanced International Studies
- School of Education
- School of Medicine
- School of Nursing
Loans are financial aid that must be paid back within a specified period of time after a student graduates, leaves college, or falls below half-time enrollment.
Federal Loans
Hopkins participates in the Federal Direct Student Loan Program. The U.S. Department of Education makes these loans, through Hopkins, directly to the student for educational expenses.
Private/Alternative Student Loans
Alternative loans (private loans) are credit-based loans provided by lending or banking institutions to eligible students. Before you apply for an alternative loan, Hopkins recommends researching federal student loan programs as they may be more favorable to borrow.
Hopkins does not endorse or promote any private educational loan lender. You may apply to any lender of your choosing and are responsible for comparing the terms of the loans you are considering. If you would like to learn more about supplemental loan funding, please review this interactive tool to help you better understand private loan options.
Federal work study is a need-based financial aid program to assist financial aid recipients who would like to work part-time to earn money to assist with their educational expenses. If you are interested in a work-study position, contact submit a request through SEAM’s online form to see if you may be eligible.
In some graduate and Ph.D. programs, full-time students are fully-funded for a minimum of five years. During that time, students may receive a funding package that includes a twelve-month stipend to cover living expenses, full cost of tuition, and health insurance. Programs which are exceptions articulate their policies clearly on their own websites.
The major types of funding available to Ph.D. students are: fellowships, teaching assistantships, and research assistantships.
Employer Tuition Benefits
Many employers offer tuition benefits, including tuition remission. Consult with your employer’s human resources office for more information.
- JHU’s Tuition Support for Employees
- JHU’s Tuition Support for Dependent Children
- JHU’s Tuition Support for Spouses and Domestic Partners
Veterans Benefits
Johns Hopkins is approved by the Maryland Higher Education Commission for the training of veterans and the widows and children of deceased veterans under the provisions of the various federal laws pertaining to veterans’ educational benefits. Learn about veteran programs at Hopkins, including Yellow Ribbon and the Post 9/11 GI Bill. Additional information about veterans’ benefits is available at the U.S. Department of Veterans Affairs.
State Tuition Assistance Reimbursement (STAR)
State Tuition Assistance Reimbursement (STAR) reimburses Maryland National Guard Service Members (SM) up to 100% of tuition and related fees and is open to all Johns Hopkins University graduate and undergraduate students. Funding is capped at $8,500 per student per year, and subject to the availability of State funds.
Students must apply for both programs at least 10 days in advance of the start of class using the MDARNG app and email. If approved, the Maryland National Guard will notify Hopkins of your eligibility.