Student Loan Repayment
Johns Hopkins has partnered with Student Connections to support you as federal student loan repayment begins in October 2023. Talk to a Student Connections Borrower Advocate for free at (866) 311-9450.
Loan Forgiveness Update
- The Supreme Court ruled against the proposed one-time student loan cancellation based on income.
- No one who applied and was approved will receive the one-time federal student loan debt relief.
Payment Pause Update
- All borrowers in the payment pause will start making payments in October 2023.
- Borrowers who left school in April 2023 or later are an exception. They’re still in their automatic grace period and will begin payments when it concludes.
- You’ll get your bill (including your payment amount and due date) at least 21 days before your due date.
Take These Steps Now
Repayment starts in October 2023. Follow these steps to get ready:
- Get access to your student loan data on StudentAid.gov and your federal loan servicer’s website.
- Use your loan servicer’s website to answer some basic questions about how much you owe, your payment amount, and your due date.
- Keep yourself in the loop about ongoing efforts to supply debt relief and support to student loan borrowers.
- Prepare to start making payments.
Worried about Affording Your Monthly Payments?
Don’t panic. You’re not alone. Millions of student loan borrowers will struggle as repayment begins. The good news is there are many repayment options for borrowers facing financial hardship. Depending on your income, monthly payments can be reduced to zero dollars.
The Borrower Advocates at Student Connections can help answer any questions you have and determine what steps you need to take. This service is completely free to you!
How Student Connections Can Help
Student Connections partners with schools to provide support for borrowers throughout the student loan repayment process. With more than 60 years of experience in counseling student loan borrowers, their primary goal is to help you find the repayment plan that best fits your needs.
While you are in student loan repayment, Student Connections may contact you through emails, text messages and phone calls to:
- Help you understand your loan obligations and responsibilities.
- Discuss available options for an affordable repayment plan.
- Ensure you are aware of repayment options during financial hardships.
- Promote your long-term repayment success.
Talk to a Borrower Advocate for free at (866) 311-9450. They’re available to answer questions about your outstanding loans and will work directly with you and your loan servicer when appropriate.
Avoid Student Loan Debt Relief Scams
Federal Student Aid (FSA) continues to warn borrowers about student loan scams. With so many recent efforts to create new programs that provide debt relief, even savvy borrowers might find it hard to tell the difference between a scam and legitimate forgiveness and relief efforts.
Beware of any source that is not directing you to FSA or your loan servicer.