Types of Aid
A world-class education can be financially possible. Explore the various options for covering your education costs.
The sources of these types of aid programs are either federal, state, or privately sourced, or come directly from the JHU school you’re attending. Based on the eligibility guidelines for each aid program, available funding, and your own financial resources and eligibility, you may be offered one or more types of aid to assist you in paying your education costs.
Scholarships and grants are funds that don’t need to be paid back.
There are need-based and merit scholarships. Some may be available directly from your school/department and some you have to apply for separately through external sources such as state or federal government, private donors, and corporations.
Loans are financial aid that must be paid back within a specified period of time after a student graduates, leaves college, or falls below half-time enrollment.
Federal Loans
Federal loans are funded by the U.S. Department of Education and sent through Hopkins to students to cover educational expenses. Hopkins participates in the
Note: If you’re enrolled less than half time in a term, you’re not eligible for Federal Direct Student Loans for that term. However, some private lenders may offer loans to students enrolled less than half-time.
Private Student Loans
Private loans, or alternative loans, are credit-based loans provided by lending or banking institutions to eligible students. Before you apply for a private loan, Hopkins recommends researching federal student loan programs as they typically have more favorable terms to borrow.
Hopkins does not endorse or promote any private educational loan lender. You may apply to any lender of your choosing and are responsible for comparing the terms of the loans you are considering. If you would like to learn more about supplemental loan funding, please review this interactive tool to help you better understand private loan options.
- If you are interested in a Federal Work-Study position, submit a request through SEAM’s online form to see if you may be eligible.
- Explore how to utilize your Federal Work-Study award through University Experiential Learning.
- Learn more about Federal Work-Study from studentaid.gov
In some graduate and Ph.D. programs, full-time students are fully-funded for a minimum of five years. During that time, students may receive a funding package that includes a twelve-month stipend to cover living expenses, full cost of tuition, and health insurance. (Exceptions to this will note the policy on the program web page.)
The major types of funding available to Ph.D. students are: fellowships, teaching assistantships, and research assistantships.
Many employers offer tuition benefits, including tuition remission. Consult with your employer’s human resources office for more information.
- Students who participate in employer tuition reimbursement programs should plan to pay all tuition and fees at the time of registration and follow their employer’s procedures for requesting reimbursements.
- Students with outside organizations sponsoring their tuition and fees are required to submit official documentation each semester. Learn more about third party payments.
Johns Hopkins Employees can find more information about tuition benefits:
- JHU’s Tuition Support for Employees
- JHU’s Tuition Support for Dependent Children
- JHU’s Tuition Support for Spouses and Domestic Partners
Employees receiving tuition assistance may be responsible for taxes on the value of the tuition assistance received. Please check with your employer for more details.
Veterans Benefits
Johns Hopkins is approved by the Maryland Higher Education Commission for the training of veterans and the widows and children of deceased veterans under the provisions of the various federal laws pertaining to veterans’ educational benefits. Learn about veteran programs at Hopkins, including Yellow Ribbon and the Post 9/11 GI Bill. Additional information about veterans’ benefits is available at the U.S. Department of Veterans Affairs.
Maryland National Guard State Tuition Assistance Reimbursement
State Tuition Assistance Reimbursement (STAR) reimburses Maryland National Guard Service Members up to 100% of tuition and related fees and is open to all Johns Hopkins University undergraduate and graduate students. Funding is capped at $8,500 per student per year and subject to the availability of State funds.
Students must apply at least 10 days in advance of the start of class using the MDARNG app and email. If approved, the Maryland National Guard will notify Hopkins of your eligibility.
The Segal AmeriCorps Education Award is a post-service benefit received by individuals who complete terms of national service in approved AmeriCorps programs.
Regardless of your financial aid eligibility, students at certain schools can take advantage of our no-interest payment plans that split the cost of your tuition and any university housing or meal plans into equal installments.
