Payment Plans

Flexible payment plans allow you to pay for college over time.

A payment plan through Nelnet Campus Commerce allows you to spread your education expenses over smaller monthly installments for a small enrollment fee. There is no interest and no pre-qualification or credit check for this service.

Most students in the following divisions are eligible to enroll.

  • Krieger School of Arts and Sciences
  • Carey Business School (Payment Schedule B)
  • Peabody Institute
  • School of Advanced International Studies
  • School of Education
  • School of Nursing
  • Whiting School of Engineering

Certain programs may be excluded. If you’re eligible, the link will be accessible in SIS Self-Service. 

To enroll in a payment plan, log in to SIS Self-Service and click on Billing / Summary / Enroll in Nelnet Payment Plan.

Cost to Participate

  • $55 nonrefundable enrollment fee per semester
  • Up to $30 nonrefundable returned payment fee if a payment is returned

A new payment plan must be set up for each semester.

Payment Methods

  • Automatic bank payment (ACH)
  • Automatic credit card/debit card

Payments must be set up through a U.S. bank account and are processed automatically on the 15th of each month.

Dates To Enroll By

Summer 2024

Payment plan enrollment opens April 1, 2024

Enrollment deadlineNumber of paymentsMonths of payments
June 133June – August

Fall 2024

Payment plan enrollment opens July 1, 2024

Enrollment deadlineNumber of paymentsMonths of payments
August 135August – December
September 124September – December
October 103October – December

Spring 2025

Payment plan enrollment opens December 2, 2024

Enrollment deadlineNumber of paymentsMonths of payments
January 135January – May
February 134February – May
March 133March – May
Please note: 
  • Book charges are excluded from the payment plan.
  • Any new charges not covered by your original Nelnet contract (library fines, lab breakage, etc.) should be paid directly to JHU upon receiving an account statement. This would be separate from your monthly payment plan installments.  
  • Funding for your J-Card (debit card) cannot be budgeted through the Nelnet Payment Plan.  
  • Refunds for any over payments to the plan will be processed after the payment plan contract has been fulfilled.  
  • Students/parents can adjust your monthly payment plan if excess funds are on your student account to avoid waiting for a refund. 

For more information, contact Nelnet Campus Commerce at 1-800-609-8056 to speak with an Education Payment Partner who can help with determining the best payment option for your education costs.