Ways to Finance Your Education

Explore Your Financing Options

Whether or not you receive financial aid, here are options to help manage your educational costs:

  1. Complete your FAFSA if you haven’t already — U.S. citizens and eligible non-citizens may qualify for federal loans, which typically offer lower rates and better borrower protections.
  2. Consider the JHU monthly payment plan — Spread your costs over time.
  3. Explore private student loan options — If you need to borrow beyond federal loan limits, visit our Private Loans page to compare lenders, pre-qualify without impacting your credit, and apply directly.

Note: Private loans, in combination with other aid, cannot exceed your estimated cost of attendance.

Questions?

Contact the Financial Aid or Student Accounts office via SEAM.

Contact SEAM