Ways to Finance Your Education
Explore Your Financing Options
Whether or not you receive financial aid, here are options to help manage your educational costs:
- Complete your FAFSA if you haven’t already — U.S. citizens and eligible non-citizens may qualify for federal loans, which typically offer lower rates and better borrower protections.
- Consider the JHU monthly payment plan — Spread your costs over time.
- Explore private student loan options — If you need to borrow beyond federal loan limits, visit our Private Loans page to compare lenders, pre-qualify without impacting your credit, and apply directly.
Note: Private loans, in combination with other aid, cannot exceed your estimated cost of attendance.